A Rapsey Griffiths Registered Liquidator meeting with company directors
Business Solutions

When the pressure builds, act early — and protect what matters.

Cash-flow strain, mounting ATO debt or creditor pressure doesn't have to mean the end. The earlier you talk to us, the more we can do. It starts with one free, confidential conversation.

100% confidentialRegistered LiquidatorsAvailable nationally

Received a wind-up notice, statutory demand or Director Penalty Notice? These are time-critical — the sooner you call, the more we can do.

The warning signs

The earlier you act, the more options you have

Most directors wait too long — not because they don't see the signs, but because getting advice feels like admitting defeat. It isn't. Acting early is what protects value, jobs and your own position.

If any of these sound familiar, it's worth a conversation now rather than later. There's no cost, and no obligation to go further.

Sometimes the answer is restructuring and saving the business. Sometimes it's an orderly wind-down that reduces risk and anxiety. We help you see which — clearly.

Signs it's time to talk
Falling behind on the ATO
Unpaid PAYG, GST or super — or a Director Penalty Notice has arrived.
Cash flow always tight
Robbing Peter to pay Paul, relying on the next invoice to cover the last bill.
Creditors are circling
Demands, statutory notices, or a wind-up application on the horizon.
Losing money each month
Trading on in the red, hoping things turn around on their own.
What early action protects

Getting ahead of the problem

The goal of every option we run is the same: to give you control back and the best outcome available.

Protect value

Preserve what's viable — assets, contracts and goodwill — before it erodes further.

Limit personal risk

Address guarantees, insolvent trading and DPN exposure while options remain open.

Support your people

Handle employee entitlements and creditor obligations properly, with care.

A clear plan

Replace uncertainty with a defined path — and the calm that comes with it.

Your options

The paths available to a company

Every situation is different. On your first call we'll help you understand which of these fits — in plain English, with no pressure.

01

Small Business Restructuring

Stay in control while you restructure debt.

For eligible small companies, SBR lets directors keep running the business while proposing a plan to creditors to pay a portion of debts over time. A genuine lifeline for viable businesses carrying legacy debt.

Best if the business is viable but weighed down by historical, often ATO, debt.

02

Voluntary Administration

Breathing space to find the best outcome.

An external administrator takes control temporarily, pausing creditor action while the company's future is assessed — often leading to a Deed of Company Arrangement that delivers a better return than liquidation.

Best if the company needs time and protection to restructure or trade out.

03

Liquidation & Receivership

An orderly, properly handled wind-down.

Where a company has no viable future, a Creditors' Voluntary Liquidation brings a controlled end — realising assets, dealing with creditors and closing things down correctly, so directors can move on with certainty.

Best if the business can't be saved and you need a clean, compliant finish.

Setting the record straight

What directors get wrong, honestly answered

A lot of the fear around company insolvency comes from things that simply aren't true. Here's the reality.

Myth
“Getting advice means it’s over.”

The opposite. Early advice is often what saves a business — it's the directors who wait who run out of options.

Myth
“Insolvency always means liquidation.”

Not at all. Restructuring, administration and informal workouts can all keep a viable business trading.

Myth
“I’ll be personally ruined.”

Personal exposure can often be managed and limited — but only if you act before problems like insolvent trading escalate.

Myth
“It’ll be all over the news.”

Your enquiry is completely confidential. Formal appointments have statutory notice requirements, but a first conversation is entirely private.

No surprises

What happens when you get in touch

Reaching out is the hardest part. Here's exactly what to expect, so there's nothing to be anxious about.

STEP 1

A free, confidential call

Tell us what's happening with the business, in your own words. Everything stays private, with no cost and no obligation to go further.

STEP 2

We assess & explain options

We review the company's position and walk you through the paths available — the pros, the trade-offs and what each one really means for you.

STEP 3

We handle it from here

If you decide to proceed, we manage the process and deal with creditors and stakeholders, so you can focus on what comes next.

Industries we know

Deep experience across the sectors under pressure

Every industry fails differently. We've worked through the specific pressures of these sectors — so the advice you get is commercial, not textbook.

Building & construction
Manufacturing
Mining services
Disability services
Hospitality & tourism
Retail
Not-for-profit
Registered Clubs
Why Rapsey Griffiths

Senior people, commercial judgement, on your side

Company distress is stressful and rarely just about the numbers. We've guided directors through some of the hardest moments in their business lives with discretion, genuine care and straight answers.

We won't judge you, and we won't bury you in jargon. We'll tell you where the company stands and give you a clear way forward.

Registered Liquidators

Qualified, independent, and accountable

Corporate insolvency is regulated for good reason. As Registered Liquidators we work to strict statutory standards, which means independent advice you can rely on and a process handled properly, start to finish.

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Client, Newcastle NSW
Meet your team

You'll deal with the people whose name is on the door

Every enquiry is handled personally by one of our founders — Registered Liquidators with decades of experience. No handballing to junior staff.

Mitch Griffiths and Chad Rapsey, founders of Rapsey Griffiths

Mitch Griffiths & Chad Rapsey

Founders · Registered Liquidators

Between them, Mitch and Chad bring decades of turnaround and corporate-insolvency experience — and a calm, commercial approach that helps directors understand exactly where they stand. When you get in touch, you'll speak with one of them directly.

As Registered Liquidators, they're accountable for your matter from the first call to the final step. No handballing to junior staff.

Common questions

What directors ask us first

Straight answers to the questions we hear most. If yours isn't here, just ask on your first call.

When should I get advice about my company?

As early as possible. The earlier we're involved, the more options exist — restructuring, informal workouts and turnaround are all easier before a crisis becomes terminal. Even a short, confidential call can tell you whether there's a way through.

What's the difference between voluntary administration and liquidation?

Voluntary administration is designed to give a company breathing space to restructure or find a better outcome for creditors, often via a Deed of Company Arrangement. Liquidation is the orderly winding-up of a company that has no viable future. We help you understand which fits your circumstances.

Could I be personally liable for company debts?

Sometimes — through personal guarantees, insolvent trading or a Director Penalty Notice. This is exactly why early advice matters: acting before a problem escalates is the single best way to protect your own position.

What is Small Business Restructuring?

A streamlined process for eligible small companies that lets directors stay in control while proposing a plan to creditors to pay a portion of debts over time. It can be a genuine lifeline for viable businesses carrying legacy debt.

Will my staff and creditors be looked after?

Employee entitlements and creditor interests are central to any formal process, and there are statutory protections and schemes involved. We handle these obligations properly and keep everyone informed at each step.

Take the first step

The sooner we talk, the more we can do.

Call us, or leave your details and we'll call you back whenever suits you. Free, confidential, and no obligation.